We had a rep come in and explain our new benefits package at work today. Part of it was the macabre discussion of what all our body parts would be "worth" if we lost them in a freak office-related dismemberment. My pinky finger was NOT happy to see its true value. Focus: What's your most important body part, the one that, if you lost it/them, would make your life not worth living? *Just for interest, let's make these all parts that you can see with your clothes off and your skin on. No picking the heart or the brain.* For me, I couldn't live without my hands. I'm very protective of them - they're my livelihood. I have considered having them insured separately, but loathe the idea of parting myself out like that. Breaking a finger would be tantamount to amputating my foot.